uob personalized banking
uob personalized banking
Blog Article
UOB Lender presents many different particular banking expert services intended to meet the money desires of individuals. Underneath is an extensive overview to help you have an understanding of The real key factors and offerings.
Types of Accounts
Discounts Account: This account permits you to spend less although earning desire.
Functions: Quick access, fascination earnings, negligible service fees.
Added benefits: Safe and sound place for your resources, likely progress through fascination.
Existing Account: Perfect for day-to-day transactions and handling fees.
Characteristics: Checkbook facility, overdraft protection.
Positive aspects: Convenient for normal payments and withdrawals.
Set Deposit Account: For people wanting to generate bigger curiosity fees in excess of a hard and fast time period.
Capabilities: Fixed expression deposits, bigger curiosity costs in comparison to discounts accounts.
Benefits: Safe expense possibility with predictable returns.
Loans
Particular Financial loans: Unsecured financial loans that may be utilized for several purposes like training or property renovation.
Forms:
Installment Financial loans
Credit history Strains
Benefits: Flexible repayment terms, competitive curiosity prices.
Dwelling Financial loans: Customized alternatives for purchasing home or refinancing present home loans.
Forms:
Fastened Level Residence Loan
Floating Level Residence Financial loan
Added benefits: Unique options to go well with particular person needs, interesting fees.
Bank cards
UOB presents A selection of charge cards catering to various existence and expending behaviors:
Rewards Playing cards: Gain factors on each order which can be redeemed for presents or travel miles.
Cashback Playing cards: Get dollars rebates on every day paying such as groceries and eating out.
Travel Playing cards: Particular benefits like air miles accumulation and journey insurance policy protection.
Expenditure Solutions
For people considering escalating their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Appropriate for extensive-phrase advancement objectives.
Structured Deposits * Combines the features of classic deposits with investment merchandise. more info * Likely larger returns but with a few hazard concerned.
Insurance plan Products
To guard by yourself and All your family members against unforeseen functions:
Everyday living Insurance * Gives money stability in the event of Dying or critical sickness. * Can also serve as a personal savings Instrument based on the policy selected.
Wellness Insurance policies * Addresses clinical charges together with hospitalization prices. * Important for mitigating superior Health care expenditures.
Digital Banking Companies
Usefulness at your fingertips by way of digital platforms:
Web Banking
Enables you to handle your funds on line:
Watch account balances and transaction heritage
Transfer money in between accounts or pay expenditures
Make an application for new merchandise (loans/bank cards)
Mobile Banking
Banking on-the-go via cell apps:
Brief harmony checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
With these detailed offerings, UOB aims to deliver customized banking options that cater precisely to specific specifications though guaranteeing convenience and protection in all transactions.